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Keenai Global

In partnership with Lighthouse Canton Pte. Ltd., MAS CMS License CMS100443

© Keenai is a brand of LC Adroit Vantage Private Limited.

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Singapore (SG) · HQ

16 Collyer Quay, #11-02, Singapore 049318 +65 6713 0570


IMPORTANT DISCLOSURE

Keenai is a technology and information platform providing portfolio intelligence and access to MAS-regulated financial services. Keenai is not licensed by the Monetary Authority of Singapore and does not hold client monies or assets. Content is for informational purposes only and does not constitute investment advice. Regulated services are provided solely by licensed third-party partners, including Lighthouse Canton Pte. Ltd. (LCPL), a MAS Capital Markets Services license holder. Referral fees may apply for introductions to licensed partners. All investments involve risk, including the potential loss of capital. Past performance is not indicative of future results.

Full Disclaimer

Privacy Policy.

LAST UPDATED: 13 May 2026

Applies to: Keenai platform, websites, mobile applications, and authorised representatives of corporate clients

CONTENTS

01Scope of this policy
02Personal data we collect
03Why we process your data
04Who we share data with
05Our PDPA Commitment
06Your rights under the PDPA
07How we use your data for marketing
08Updates to this policy
09Contact us
01

Scope of this policy

This Privacy Policy describes how LC Adroit Vantage Pte. Ltd. ("Keenai", "we", "us") collects, uses, discloses, and safeguards your personal data when you use the Keenai platform, websites, and mobile applications. It applies to prospective and existing users, visitors to our websites, and authorised representatives of corporate clients.

This policy is issued in accordance with the Singapore Personal Data Protection Act 2012 ("PDPA") and is supplemented by privacy notices published by our licensed partners, including Lighthouse Canton Pte Ltd ("LCPL") and BNY Pershing, which govern personal data processed under regulated service relationships.

02

Personal data we collect

Identity and personal data

  • Full legal name, date of birth, nationality, residency

  • Government-issued identity documents (passport, national ID)

  • Residential and correspondence addresses

  • Email addresses, phone numbers

  • Photograph or video image (where required for KYC identity verification)

Financial and eligibility data

  • Accredited Investor declarations and supporting evidence (pay slips, bank statements, holdings statements, valuation certificates)

  • Source of wealth, source of funds, employment status, occupation

  • Tax residency, tax identification numbers, FATCA/CRS declarations, Form W-8BEN

  • Bank account details including account number, sort code, and IBAN

  • Details of debit or credit cards registered with us (card number, expiry date, CVC)

  • Income and financial obligations where relevant to product eligibility

Platform usage data

  • Device identifiers, IP address, browser type, operating system

  • Access logs, session timestamps, feature usage, click and scroll telemetry

  • Account activity: logins, fund transfers, subscription, redemption, trading activity

  • Page response times, download errors, length of visits, and browsing methods

  • Mobile network information, mobile operating system, and mobile browser type

Location data

  • If you enable location services in the Keenai app, we collect GPS location data to provide location-relevant services and protect against fraud

Communications

  • Messages and attachments sent via the in-app messenger

  • Call recordings (where legally permitted and disclosed at point of call)

  • Email correspondence with client services, investment team, and compliance

Data from third parties

  • Credit reference agencies, financial institutions, official registers, and databases

  • Fraud prevention agencies and onboarding verification partners

  • Publicly available sources including media, online registers, and directories (for enhanced due diligence and KYC purposes)

  • Social media platforms where publicly available information is used for sanctions screening or anti-money laundering obligations


03

Why we process your data

We process your personal data on the following legal bases under the PDPA: contractual necessity, legal obligation, legitimate interests, substantial public interest, and consent.

Providing our services

  • Verifying your identity and Accredited Investor status (KYC/AML/CFT obligations)

  • Deciding whether to approve your application for products or services

  • Facilitating introductions to licensed partners including LCPL and BNY Pershing

  • Providing platform features: portfolio aggregation, performance reporting, document vault

  • Processing account funding instructions, trade confirmations, and corporate actions

  • Maintaining audit trails, regulatory recordkeeping, and compliance monitoring

  • Providing client service, responding to queries, resolving complaints

  • Recovering debt and exercising other rights under any agreement with you

Security and fraud prevention

  • Preventing fraud, money laundering, financing of terrorism, and market abuse

  • Conducting enhanced due diligence and sanctions screening

  • Protecting the security of accounts and platform infrastructure

Marketing and personalisation

  • Personalising your in-app experience and marketing messages about our products and services

  • Providing information about partners' promotions or offers where you have agreed to receive these

  • Measuring the effectiveness of our marketing and advertising campaigns

  • Providing relevant advertising to you based on your use of the platform (where you have consented)

  • Sharing data with advertising partners and social media platforms to deliver relevant ads (where you have consented)

Platform operations

  • Troubleshooting, data analysis, testing, research, and statistical purposes

  • Ensuring content is presented effectively for your device

  • Improving the platform via aggregate, non-identifying analytics

  • Keeping our website and app safe and secure

Legal and regulatory compliance

  • Complying with legal, tax, regulatory, and court-order obligations

  • Reporting to and cooperating with the Monetary Authority of Singapore, PDPC, and other regulatory or law enforcement bodies when legally required

Automated decisions

We may use technology to evaluate your personal circumstances and other factors to predict risks or outcomes. This is used for the efficient running of our services and to ensure decisions are fair, consistent, and based on accurate information. Where we make an automated decision that significantly affects you, you have the right to request that it is manually reviewed by a person. Contact us at privacy@keenaiglobal.com to exercise this right.

04

Who we share data with

We share your personal data with licensed partners and service providers strictly on a need-to-know basis, under binding confidentiality and data-protection terms.

Partner / provider type

Purpose

Lighthouse Canton Pte. Ltd. (LCPL)

Regulated investment advisory, suitability assessment, and portfolio management services

BNY Pershing (subsidiary of BNY Mellon)

Brokerage, custody, and settlement

KYC, identity verification, and sanctions-screening providers

Onboarding verification and ongoing compliance monitoring

Cloud infrastructure, hosting, and security providers

ISO 27017/27018-certified environments for data hosting and platform operations

IT, payment, and delivery service providers

Supporting the running of our services and processing transactions

Banking and financial services analytics partners

Credit referencing, lending assessment, and international payment processing

Customer analytics providers and web developers

To help us improve our website and app and understand platform usage

Customer satisfaction and survey providers

To help us understand how we are performing and improve our services

Communications service providers

Delivering push notifications and in-app messages

Advertising partners and social media platforms

Delivering relevant advertising and measuring campaign effectiveness (where you have consented to targeting)

Credit reference agencies

Managing fraud and credit risk

Professional advisors (auditors, legal counsel, tax advisors)

Under privilege and confidentiality obligations

Regulators, courts, tax authorities, and law enforcement

When legally compelled

We do not sell your personal data.


05

Our PDPA Commitment

Keenai operates out of Singapore, and your personal data is collected, stored, and processed within Singapore. We do not transfer your personal data outside Singapore. We will ensure any recipient provides a standard of protection at least comparable to the PDPA, through contractual safeguards, data-transfer agreements, or reliance on the recipient's own adequate legal regime, and we'll update this policy accordingly.

06

Your rights under the PDPA

You have the following rights in respect of the personal data we hold about you:

Right

What it means

Access

Request a copy of the personal data we hold about you

Correction

Ask us to correct inaccurate or incomplete personal data

Withdrawal of consent

Withdraw consent previously given for processing. Note: withdrawal may affect our ability to continue providing services

Data portability

Where technically feasible, receive your data in a machine-readable format

Opt out of marketing

Ask us to stop sending you marketing communications at any time via the app notification settings or by contacting us

Automated decision review

Request that any automated decision significantly affecting you is reviewed by a person

Account deletion

Request deletion of your Keenai account and associated personal data (subject to legal retention obligations)

Lodge a complaint

Complain directly to us, or to the Personal Data Protection Commission (PDPC) of Singapore at pdpc.gov.sg

Requests should be addressed to our Data Protection Officer at privacy@keenaiglobal.com. We respond to verified requests within 30 days.

Account and data deletion

You may request deletion of your Keenai account and associated personal data by contacting privacy@keenaiglobal.com or through the account settings in the Keenai app. We will action verified deletion requests within 30 days, subject to our legal obligations to retain certain records under Singapore law, LCPL's regulated obligations, and anti-money laundering requirements (minimum five years from the end of the client relationship). Data required for legal compliance will be retained for the mandatory period before deletion.

07

How we use your data for marketing

If you sign up to our services and where national laws allow, we may contact you by post, push notification, email, and in-app message with information about our products and services. We will always make it clear how to stop receiving these communications.

We use your personal data in personalised marketing messages about our products and services so they are more relevant and interesting to you. This may include analysing how you use our products, services, and your transactions.

We may use your data for direct marketing purposes, including profiling, to make our marketing more relevant. You can object to this at any time using the in-app preferences or by contacting us directly.

If you do not want to receive personalised marketing communications, you can opt out through the in-app settings at any time.

We will not pass your details to any organisation outside the LCPL group for their marketing purposes without your explicit consent.

08

Updates to this policy

We may update this Privacy Policy from time to time. Material changes will be notified through the platform and by email to registered users at least 14 days before taking effect. The date at the top of this document reflects the most recent revision. We will also update this policy whenever we add new SDKs, change data collection practices, or in response to changes in applicable law or app store requirements.

09

Contact us

For any questions, requests, or concerns about this policy or how we handle your personal data, please contact us.

Data Protection Officer

privacy@keenaiglobal.com

Registered Address

16 Collyer Quay, #11-02 Collyer Quay Centre, Singapore 049318

PDPC Singapore

pdpc.gov.sg

Regulated services privacy

See LCPL Privacy Notice (issued separately)

Important disclosure

LC Adroit Vantage Pte. Ltd. is a technology and information platform. It is not a licensed financial adviser. All regulated investment advisory, suitability assessment, and portfolio management services are provided by Lighthouse Canton Pte. Ltd. (CMS100443), a licensed capital markets services provider regulated by the Monetary Authority of Singapore. Please refer to the LCPL Privacy Notice for data processed in connection with regulated services.